Janis has over 40 years of Financial and Business Experience. After 15 years in corporate America working as a Sales and Marketing Manager, Janis received her Doctorate in Public Affairs and Administration & Education from the University of Missouri, Kansas City. She then spent over 25 years as a Financial Advisor, (primarily with Merilly Lynch and Morgan Stanley and Farmers Financial Services) holding Series 6, 7, 63, & 65 Registered Representative and Investment Advisor licenses, a KS Mortgage Origination License, Life, Health, Variable Contracts and P&C Insurance licenses. She previously held a Real Estate license; and worked as a Real Estate Appraiser. Along the way Janis also taught as an adjunct professor at UMKC. Today, Janis works with Farmers Financial Services. "My mission is to provide specific education curriculum to empower individuals with the tools and skills to make solid/smart financial decisions so that they can improve their lives, the well-being of their families and their communities."